What is Investment Grade Gold?
Investment Grade Gold Coins, also known as Numismatic Gold Coins and Gold Coin Rarities, are thought of to be collectable Gold Coins whose Mint Strike date is from 1838-1933. They exist world wide, but the US Gold Coins are the most sought after like the $20 St. Gaudens Double Eagle because of their historical significance, return on investment potential, limited availability, their continual increase in value, and are always in high demand.
Originally there were millions of these Gold Coins minted, but since have been taken out of circulation. It is believed that only about 5-10% of these coins are still in existence and already in the hands of gold connoisseurs, serious investors, and hard core collectors. People often talk about the Gold Bullion, and while it's still a nice little niche of gold, there's just no comparison when you want to build a serious investment portfolio. Investment Grade Gold Coins, or Numismatic Gold Coins, are much better used to preserve and/or grow wealth than dollar-denominated bonds, stocks, or bank savings accounts. Everything pales in comparison, while paper money and the stock market become ever so volatile, Investment Grade Gold Coins and Numismatic Gold Coins continue to rise and out perform.
Take a look at the chart below, and you can see that Investment Grade Gold Coins/Numismatic Gold Coins (seen in blue/green) way surpass the common Gold Bullion Gold Coins (seen in gold) in terms of growth potential, and can prove to be of significant value for your return on investment.
That's pretty much the meat and potatoes of Investment Grade Gold Coins/Numismatic Gold Coins. I can actually write a few pages on the subject but that's not the goal here on this site. However, we do want to help you gain some knowledge, and hope to help you make a better decision when it comes to buying Gold Coins, we just don't want to overwhelm or bore you with too much. There's just way too much to cover on the topic, and I'm sure you just want to buy and invest in Gold Coins, and not receive history lessons or become experts in Gold Coins. If so, there are plenty of articles plastered on the internet, it's just an overwhelming task to navigate through. That's why we're here. We do all the research for you and stuff it right into one location on our website. Maybe as more and more requests come in, I may expand and dive deeper into the subject.
Here's the most commonly used (and what we recommend) grading chart as per the specifications of PCGS
Grade Description
PO-1 Identifiable date and type
FR-2 Mostly worn, though some detail is visible
AG-3 Worn rims but most lettering is readable though worn
G-4 Slightly worn rims, flat detail, peripheral lettering nearly full
G-6 Rims complete with flat detail, peripheral lettering full
VG-8 Design worn with slight detail
VG-10 Design worn with slight detail, slightly clearer
F-12 Some deeply recessed areas with detail, all lettering sharp
F-15 Slightly more detail in the recessed areas, all lettering sharp
VF-20 Some definition of detail, all lettering full and sharp
VF-25 Slightly more definition in the detail and lettering
VF-30 Almost complete detail with flat areas
VF-35 Detail is complete but worn with high points flat
EF-40 Detail is complete with most high points slightly flat
EF-45 Detail is complete with some high points flat
AU-50 Full detail with friction over most of the surface, slight flatness on high points
AU-53 Full detail with friction over 1/2 or more of surface, very slight flatness on high points
AU-55 Full detail with friction on less than 1/2 surface, mainly on high points
AU-58 Full detail with only slight friction on the high points
MS/PR-60 No wear. May have many heavy marks/hairlines, strike may not be full
MS/PR-61 No wear. Multiple heavy marks/hairlines, strike may not be full
MS/PR-62 No wear. Slightly less marks/hairlines, strike may not be full
MS/PR-63 Moderate number/size marks/hairlines, strike may not be full
MS/PR-64 Few marks/hairlines or a couple of severe ones, strike should be average or above
MS/PR-65 Minor marks/hairlines though none in focal areas, above average strike
MS/PR-66 Few minor marks/hairlines not in focal areas, good strike
MS/PR-67 Virtually as struck with minor imperfections, very well struck
MS/PR-68 Virtually as struck with slight imperfections, slightest weakness of strike allowed
MS/PR-69 Virtually as struck with minuscule imperfections, near full strike necessary
MS/PR-70 As struck, with full strike
PCGS No-Grade Codes/Description
82 Filed Rims
83 Peeling Lamination
84 Holed and Plugged
86 No Opinion - our experts are unable to determine a coin's authenticity. Fee refunded
87 Not Eligible For Service Selected - the coin is too valuable for the chosen service level. Fee refunded
90 Questionable Authenticity
91 Questionable/Artificial Toning (or Questionable Color for copper)
92 Cleaned - surface damage due to a harsh, abrasive cleaning
93 Planchet Flaw - metal impurity or defect in the planchet
94 Altered Surfaces - whizzed, harsh cleaning, thumbed over (using a pasty substance to cover defects or alter the appearance)
95 Scratch / Rim Dent
96 No Service - coins PCGS does not certify (i.e. medals, some privately made issues, etc.) or cannot certify (i.e. over-sized coins). Fee Refunded.
97 Environmental Damage - i.e. corrosion, coating (lacquer), excessively heavy toning, etc.
98 Damage - deliberate surface damage, i.e. graffiti, spot(s) removed, etc.
99 PVC (Poly-Vinyl-Chloride) Residue - a plasticizer used to produce vinyl that will leach out of the holder and onto the coin, eventually damaging the surfaces